St. Marys, OH vs Willoughby, OH

There is a significant gap in the cost of living between these two cities. St. Marys is 18.3% cheaper than Willoughby. With a cost index of 69 vs 84, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Marys to Willoughby should plan for substantially higher expenses across most categories.

On the housing front, median rent in St. Marys is $835/month compared to $1,147/month in Willoughby — a 27% difference. Home values follow the same pattern: St. Marys is more affordable at $138,500 median vs $206,200.

Median household income in St. Marys is $72,056 compared to $70,884 in Willoughby (+1.7%). St. Marys offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of St. Marys spend roughly 13.9% of their income on rent, less than the 19.4% in Willoughby.