St. Joseph, TN vs Surgoinsville, TN

There is a significant gap in the cost of living between these two cities. St. Joseph is 17.8% cheaper than Surgoinsville. With a cost index of 61 vs 74, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Joseph to Surgoinsville should plan for substantially higher expenses across most categories.

On the housing front, median rent in St. Joseph is $627/month compared to $1,013/month in Surgoinsville — a 38% difference. Home values follow the same pattern: St. Joseph is more affordable at $121,900 median vs $170,000.

Median household income in St. Joseph is $46,786 compared to $47,500 in Surgoinsville (-1.5%). Surgoinsville does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of St. Joseph spend roughly 16.1% of their income on rent, less than the 25.6% in Surgoinsville.