St. Joseph, MN vs Stillwater, MN

There is a significant gap in the cost of living between these two cities. St. Joseph is 23.6% cheaper than Stillwater. With a cost index of 86 vs 112, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Joseph to Stillwater should plan for substantially higher expenses across most categories.

On the housing front, median rent in St. Joseph is $1,139/month compared to $1,408/month in Stillwater — a 19% difference. Home values follow the same pattern: St. Joseph is more affordable at $240,300 median vs $398,100.

Median household income in St. Joseph is $75,217 compared to $109,297 in Stillwater (-31.2%). While Stillwater is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of St. Joseph spend roughly 18.2% of their income on rent, more than the 15.5% in Stillwater.

Climate-wise, Stillwater is notably warmer with an average of 46.5°F compared to 42.9°F in St. Joseph. Stillwater receives more rainfall at 29.2" per year compared to 28.5" in St. Joseph.