St. Joseph, MI vs Ypsilanti, MI

St. Joseph, MI and Ypsilanti, MI have a very similar cost of living, with only a 2.7% difference in their overall index. St. Joseph scores 86 while Ypsilanti scores 84 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in St. Joseph is $1,079/month compared to $1,034/month in Ypsilanti — a 4% difference. Home values follow the same pattern: Ypsilanti is more affordable at $223,700 median vs $271,100.

Median household income in St. Joseph is $77,765 compared to $44,141 in Ypsilanti (+76.2%). While St. Joseph is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of St. Joseph spend roughly 16.7% of their income on rent, less than the 28.1% in Ypsilanti.