St. James, MN vs Warren, MN

Warren is moderately more affordable than St. James, with a 5.3% lower cost of living index. St. James scores 67 compared to 64 for Warren, where the US average is 100. This difference means residents of St. James can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in St. James is $805/month compared to $744/month in Warren — a 8% difference. Interestingly, home values tell a different story: while Warren has cheaper rent, St. James actually has lower median home values ($109,600 vs $134,300).

Median household income in St. James is $57,031 compared to $57,656 in Warren (-1.1%). Warren offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of St. James spend roughly 16.9% of their income on rent, more than the 15.5% in Warren.

Climate-wise, St. James is notably warmer with an average of 44.6°F compared to 39.8°F in Warren. St. James receives more rainfall at 29.3" per year compared to 21.7" in Warren.