St. James, MD vs Wilson-Conococheague, MD

St. James, MD and Wilson-Conococheague, MD have a very similar cost of living, with only a 2.8% difference in their overall index. St. James scores 103 while Wilson-Conococheague scores 101 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in St. James is $1,252/month compared to $1,606/month in Wilson-Conococheague — a 22% difference. Interestingly, home values tell a different story: while St. James has cheaper rent, Wilson-Conococheague actually has lower median home values ($225,300 vs $390,800).

Median household income in St. James is $103,105 compared to $60,258 in Wilson-Conococheague (+71.1%). While St. James is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of St. James spend roughly 14.6% of their income on rent, less than the 32% in Wilson-Conococheague. The St. James ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (55.4°F vs 55.4°F). Wilson-Conococheague receives more rainfall at 35.6" per year compared to 35.6" in St. James.