St. James City, FL vs Union Park, FL

There is a significant gap in the cost of living between these two cities. Union Park is 25.1% cheaper than St. James City. With a cost index of 102 vs 128, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Union Park to St. James City should plan for substantially higher expenses across most categories.

On the housing front, median rent in St. James City is $2,259/month compared to $1,464/month in Union Park — a 54% difference. Home values follow the same pattern: Union Park is more affordable at $272,700 median vs $284,800.

Median household income in St. James City is $64,539 compared to $64,481 in Union Park (+0.1%). St. James City does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of St. James City spend roughly 42% of their income on rent, more than the 27.2% in Union Park. The Union Park ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (75.4°F vs 73.8°F). St. James City receives more rainfall at 57.4" per year compared to 51.5" in Union Park.