St. Bernard, OH vs Urbana, OH

St. Bernard, OH and Urbana, OH have a very similar cost of living, with only a 1.2% difference in their overall index. St. Bernard scores 70 while Urbana scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in St. Bernard is $840/month compared to $911/month in Urbana — a 8% difference. Home values follow the same pattern: St. Bernard is more affordable at $139,500 median vs $147,300.

Median household income in St. Bernard is $74,911 compared to $66,768 in Urbana (+12.2%). St. Bernard offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of St. Bernard spend roughly 13.5% of their income on rent, less than the 16.4% in Urbana.