Spencer, OH vs Windham, OH

Spencer, OH and Windham, OH have a very similar cost of living, with only a 0.8% difference in their overall index. Spencer scores 70 while Windham scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Spencer is $832/month compared to $932/month in Windham — a 11% difference. Interestingly, home values tell a different story: while Spencer has cheaper rent, Windham actually has lower median home values ($124,700 vs $154,400).

Median household income in Spencer is $55,250 compared to $43,036 in Windham (+28.4%). Spencer offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Spencer spend roughly 18.1% of their income on rent, less than the 26% in Windham.