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Spencer, MA vs Webster, MA

92
Spencer
Massachusetts
VS
-2.5%
95
Webster
Massachusetts

Spencer, MA and Webster, MA have a very similar cost of living, with only a 2.5% difference in their overall index. Spencer scores 92 while Webster scores 95 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Spencer is $1,052/month compared to $1,112/month in Webster — a 5% difference. Home values follow the same pattern: Spencer is more affordable at $297,700 median vs $303,900.

Median household income in Spencer is $59,618 compared to $60,384 in Webster (-1.3%). The higher salaries in Webster partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Spencer spend roughly 21.2% of their income on rent, less than the 22.1% in Webster.

Climate-wise, both cities share similar average temperatures (48.1°F vs 48.1°F). Webster receives more rainfall at 48.3" per year compared to 48.3" in Spencer.

Income & Cost

Cost of Living Index
Spencer
92
2% cheaper
Webster
95
Median Household Income
Spencer
$59,618
Webster
$60,384
1% higher

Housing

Median Rent
Spencer
$1,052
5% cheaper
Webster
$1,112
Median Home Value
Spencer
$297,700
2% cheaper
Webster
$303,900
Population
Spencer
5,520
Webster
12,300

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Spencer $3.03
Webster $3.03
US $3.07
🥚
Eggs (grade A, large)
Spencer $2.47
Webster $2.47
US $2.50
🥛
Milk (whole)
Spencer $3.98
Webster $3.98
US $4.03
🍞
Bread (white)
Spencer $1.83
Webster $1.83
US $1.85
🍗
Chicken breast
Spencer $4.09
Webster $4.09
US $4.14
Electricity
Spencer $0.30
Webster $0.30
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Spencer 48.1°F
Webster 48.1°F
Summer High
Spencer 80°F
Webster 80°F
Winter Low
Spencer 17°F
Webster 17°F
Rainfall
Spencer 48.3"
Webster 48.3"
Rainy Days
Spencer 138d
Webster 138d