Spearville, KS vs St. Marys, KS

Spearville is moderately more affordable than St. Marys, with a 5.4% lower cost of living index. Spearville scores 70 compared to 74 for St. Marys, where the US average is 100. This difference means residents of St. Marys can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Spearville is $775/month compared to $863/month in St. Marys — a 10% difference. Home values follow the same pattern: Spearville is more affordable at $185,400 median vs $196,300.

Median household income in Spearville is $71,230 compared to $71,723 in St. Marys (-0.7%). St. Marys does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Spearville spend roughly 13.1% of their income on rent, less than the 14.4% in St. Marys.