Spearfish, SD vs Sturgis, SD

Sturgis is moderately more affordable than Spearfish, with a 12.9% lower cost of living index. Spearfish scores 85 compared to 76 for Sturgis, where the US average is 100. This difference means residents of Spearfish can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Spearfish is $941/month compared to $815/month in Sturgis — a 16% difference. Home values follow the same pattern: Sturgis is more affordable at $236,400 median vs $309,200.

Median household income in Spearfish is $59,731 compared to $51,101 in Sturgis (+16.9%). While Spearfish is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Spearfish spend roughly 18.9% of their income on rent, less than the 19.1% in Sturgis.