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Spanish Lake, MO vs University City, MO

76
Spanish Lake
Missouri
VS
-20.3%
95
University City
Missouri

There is a significant gap in the cost of living between these two cities. Spanish Lake is 20.3% cheaper than University City. With a cost index of 76 vs 95, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Spanish Lake to University City should plan for substantially higher expenses across most categories.

On the housing front, median rent in Spanish Lake is $1,073/month compared to $1,265/month in University City — a 15% difference. Home values follow the same pattern: Spanish Lake is more affordable at $121,300 median vs $285,100.

Median household income in Spanish Lake is $51,125 compared to $76,466 in University City (-33.1%). While University City is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Spanish Lake spend roughly 25.2% of their income on rent, more than the 19.9% in University City.

Income & Cost

Cost of Living Index
Spanish Lake
76
20% cheaper
University City
95
Median Household Income
Spanish Lake
$51,125
University City
$76,466
33% higher

Housing

Median Rent
Spanish Lake
$1,073
15% cheaper
University City
$1,265
Median Home Value
Spanish Lake
$121,300
57% cheaper
University City
$285,100
Population
Spanish Lake
18,183
University City
34,655

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Spanish Lake $3.03
University City $3.03
US $3.07
🥚
Eggs (grade A, large)
Spanish Lake $2.47
University City $2.47
US $2.50
🥛
Milk (whole)
Spanish Lake $3.97
University City $3.97
US $4.03
🍞
Bread (white)
Spanish Lake $1.83
University City $1.83
US $1.85
🍗
Chicken breast
Spanish Lake $4.09
University City $4.09
US $4.14
Electricity
Spanish Lake $0.15
University City $0.15
US $0.19