South Yarmouth, MA vs Spencer, MA

The cost of living difference between South Yarmouth, MA and Spencer, MA is dramatic. Spencer is 36.3% cheaper than South Yarmouth, a gap that translates to thousands of dollars per year in household expenses. South Yarmouth has a cost index of 126 while Spencer sits at 92, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in South Yarmouth is $1,665/month compared to $1,052/month in Spencer — a 58% difference. Home values follow the same pattern: Spencer is more affordable at $297,700 median vs $465,100.

Median household income in South Yarmouth is $79,638 compared to $59,618 in Spencer (+33.6%). The higher salaries in South Yarmouth partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of South Yarmouth spend roughly 25.1% of their income on rent, more than the 21.2% in Spencer.

Climate-wise, South Yarmouth is notably warmer with an average of 51.5°F compared to 48.1°F in Spencer. Spencer receives more rainfall at 48.3" per year compared to 44.7" in South Yarmouth.