South Wilmington, IL vs St. Jacob, IL

South Wilmington, IL and St. Jacob, IL have a very similar cost of living, with only a 2.1% difference in their overall index. South Wilmington scores 85 while St. Jacob scores 87 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in South Wilmington is $1,188/month compared to $1,260/month in St. Jacob — a 6% difference. Home values follow the same pattern: South Wilmington is more affordable at $164,900 median vs $192,400.

Median household income in South Wilmington is $86,563 compared to $107,188 in St. Jacob (-19.2%). While St. Jacob is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of South Wilmington spend roughly 16.5% of their income on rent, more than the 14.1% in St. Jacob.

Climate-wise, St. Jacob is notably warmer with an average of 57.7°F compared to 49.4°F in South Wilmington. St. Jacob receives more rainfall at 43.4" per year compared to 33.8" in South Wilmington.