Somerset, TX vs Tom Bean, TX

Somerset is moderately more affordable than Tom Bean, with a 6.3% lower cost of living index. Somerset scores 81 compared to 86 for Tom Bean, where the US average is 100. This difference means residents of Tom Bean can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Somerset is $1,129/month compared to $1,161/month in Tom Bean — a 3% difference. Home values follow the same pattern: Somerset is more affordable at $164,700 median vs $227,600.

Median household income in Somerset is $75,337 compared to $79,432 in Tom Bean (-5.2%). The higher salaries in Tom Bean partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Somerset spend roughly 18% of their income on rent, more than the 17.5% in Tom Bean.

Climate-wise, Somerset is notably warmer with an average of 71.1°F compared to 65°F in Tom Bean. Tom Bean receives more rainfall at 38.3" per year compared to 29.7" in Somerset.