Somerset, NJ vs Union City, NJ

Union City is moderately more affordable than Somerset, with a 11.5% lower cost of living index. Somerset scores 135 compared to 121 for Union City, where the US average is 100. This difference means residents of Somerset can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Somerset is $2,050/month compared to $1,489/month in Union City — a 38% difference. Interestingly, home values tell a different story: while Union City has cheaper rent, Somerset actually has lower median home values ($408,600 vs $446,800).

Median household income in Somerset is $113,603 compared to $65,369 in Union City (+73.8%). While Somerset is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Somerset spend roughly 21.7% of their income on rent, less than the 27.3% in Union City.