Smithville, OH vs St. Bernard, OH

St. Bernard is moderately more affordable than Smithville, with a 9.1% lower cost of living index. Smithville scores 76 compared to 70 for St. Bernard, where the US average is 100. This difference means residents of Smithville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Smithville is $953/month compared to $840/month in St. Bernard — a 14% difference. Home values follow the same pattern: St. Bernard is more affordable at $139,500 median vs $186,000.

Median household income in Smithville is $70,750 compared to $74,911 in St. Bernard (-5.6%). St. Bernard offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Smithville spend roughly 16.2% of their income on rent, more than the 13.5% in St. Bernard.