Smithtown, NY vs White Plains, NY

Smithtown, NY and White Plains, NY have a very similar cost of living, with only a 3.9% difference in their overall index. Smithtown scores 150 while White Plains scores 156 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Smithtown is $1,851/month compared to $2,151/month in White Plains — a 14% difference. Interestingly, home values tell a different story: while Smithtown has cheaper rent, White Plains actually has lower median home values ($624,100 vs $661,400).

Median household income in Smithtown is $148,852 compared to $115,586 in White Plains (+28.8%). Smithtown offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Smithtown spend roughly 14.9% of their income on rent, less than the 22.3% in White Plains.