Smithtown, NY vs South Lockport, NY

The cost of living difference between Smithtown, NY and South Lockport, NY is dramatic. South Lockport is 131.8% cheaper than Smithtown, a gap that translates to thousands of dollars per year in household expenses. Smithtown has a cost index of 150 while South Lockport sits at 65, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Smithtown is $1,851/month compared to $647/month in South Lockport — a 186% difference. Home values follow the same pattern: South Lockport is more affordable at $143,800 median vs $661,400.

Median household income in Smithtown is $148,852 compared to $54,051 in South Lockport (+175.4%). While Smithtown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Smithtown spend roughly 14.9% of their income on rent, more than the 14.4% in South Lockport.