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Simms, MT vs Troy, MT

89
Simms
Montana
VS
+36.5%
65
Troy
Montana

The cost of living difference between Simms, MT and Troy, MT is dramatic. Troy is 36.5% cheaper than Simms, a gap that translates to thousands of dollars per year in household expenses. Simms has a cost index of 89 while Troy sits at 65, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

When it comes to buying, median home values in Simms are $193,900 compared to $182,100 in Troy, a 7% gap.

Median household income in Simms is $95,938 compared to $36,641 in Troy (+161.8%). While Simms is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income.

Climate-wise, Simms is notably warmer with an average of 44.6°F compared to 38.6°F in Troy. Troy receives more rainfall at 45.1" per year compared to 14.8" in Simms.

Income & Cost

Cost of Living Index
Simms
89
Troy
65
27% cheaper
Median Household Income
Simms
$95,938
62% higher
Troy
$36,641

Housing

Median Rent
Simms
Troy
$573
Median Home Value
Simms
$193,900
Troy
$182,100
6% cheaper
Population
Simms
326
Troy
906

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Simms $2.96
Troy
US $3.07
🥚
Eggs (grade A, large)
Simms $2.41
Troy
US $2.50
🥛
Milk (whole)
Simms $3.88
Troy
US $4.03
🍞
Bread (white)
Simms $1.79
Troy
US $1.85
🍗
Chicken breast
Simms $4.00
Troy
US $4.14
Electricity
Simms $0.14
Troy
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Simms 44.6°F
Troy 38.6°F
Summer High
Simms 84°F
Troy 70°F
Winter Low
Simms 15°F
Troy 19°F
Rainfall
Simms 14.8"
Troy 45.1"
Rainy Days
Simms 98d
Troy 170d