Silver Hill, MD vs Urbana, MD

The cost of living difference between Silver Hill, MD and Urbana, MD is dramatic. Silver Hill is 33.9% cheaper than Urbana, a gap that translates to thousands of dollars per year in household expenses. Silver Hill has a cost index of 109 while Urbana sits at 165, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Silver Hill is $1,569/month compared to $2,571/month in Urbana — a 39% difference. Home values follow the same pattern: Silver Hill is more affordable at $283,900 median vs $596,400.

Median household income in Silver Hill is $61,566 compared to $178,231 in Urbana (-65.5%). While Urbana is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Silver Hill spend roughly 30.6% of their income on rent, more than the 17.3% in Urbana. The Urbana ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Silver Hill is notably warmer with an average of 59.3°F compared to 55.7°F in Urbana. Urbana receives more rainfall at 43.2" per year compared to 41.8" in Silver Hill.