Shirley, AR vs Stephens, AR

There is a significant gap in the cost of living between these two cities. Stephens is 19.9% cheaper than Shirley. With a cost index of 48 vs 58, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Stephens to Shirley should plan for substantially higher expenses across most categories.

On the housing front, median rent in Shirley is $625/month compared to $416/month in Stephens — a 50% difference. Home values follow the same pattern: Stephens is more affordable at $52,900 median vs $92,000.

Median household income in Shirley is $35,938 compared to $37,361 in Stephens (-3.8%). Stephens offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Shirley spend roughly 20.9% of their income on rent, more than the 13.4% in Stephens.