Shelbyville, KY vs Villa Hills, KY

Shelbyville is moderately more affordable than Villa Hills, with a 14.3% lower cost of living index. Shelbyville scores 82 compared to 96 for Villa Hills, where the US average is 100. This difference means residents of Villa Hills can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Shelbyville is $979/month compared to $1,144/month in Villa Hills — a 14% difference. Home values follow the same pattern: Shelbyville is more affordable at $238,600 median vs $339,800.

Median household income in Shelbyville is $73,733 compared to $108,750 in Villa Hills (-32.2%). While Villa Hills is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Shelbyville spend roughly 15.9% of their income on rent, more than the 12.6% in Villa Hills.