Sheffield, IA vs Spillville, IA

Sheffield is moderately more affordable than Spillville, with a 13.7% lower cost of living index. Sheffield scores 63 compared to 73 for Spillville, where the US average is 100. This difference means residents of Spillville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Sheffield is $648/month compared to $929/month in Spillville — a 30% difference. Home values follow the same pattern: Sheffield is more affordable at $138,500 median vs $156,600.

Median household income in Sheffield is $64,297 compared to $42,750 in Spillville (+50.4%). Sheffield offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Sheffield spend roughly 12.1% of their income on rent, less than the 26.1% in Spillville.

Climate-wise, Spillville is notably warmer with an average of 49°F compared to 45.6°F in Sheffield. Spillville receives more rainfall at 36.3" per year compared to 36.3" in Sheffield.