Severn, MD vs Silver Spring, MD

Severn is moderately more affordable than Silver Spring, with a 6.3% lower cost of living index. Severn scores 137 compared to 147 for Silver Spring, where the US average is 100. This difference means residents of Silver Spring can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Severn is $2,082/month compared to $1,899/month in Silver Spring — a 10% difference. Interestingly, home values tell a different story: while Silver Spring has cheaper rent, Severn actually has lower median home values ($465,600 vs $619,400).

Median household income in Severn is $130,627 compared to $98,880 in Silver Spring (+32.1%). Severn offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Severn spend roughly 19.1% of their income on rent, less than the 23% in Silver Spring.

Climate-wise, Silver Spring is notably warmer with an average of 59.3°F compared to 56.2°F in Severn. Severn receives more rainfall at 45" per year compared to 41.8" in Silver Spring.