Setauket, NY vs Terryville, NY

The cost of living difference between Setauket, NY and Terryville, NY is dramatic. Terryville is 41.5% cheaper than Setauket, a gap that translates to thousands of dollars per year in household expenses. Setauket has a cost index of 204 while Terryville sits at 144, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Setauket is $3,501/month compared to $2,242/month in Terryville — a 56% difference. Home values follow the same pattern: Terryville is more affordable at $445,100 median vs $708,100.

Median household income in Setauket is $202,339 compared to $112,262 in Terryville (+80.2%). While Setauket is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Setauket spend roughly 20.8% of their income on rent, less than the 24% in Terryville.