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Seminole, TX vs Tool, TX

72
Seminole
Texas
VS
-13.2%
83
Tool
Texas

Seminole is moderately more affordable than Tool, with a 13.2% lower cost of living index. Seminole scores 72 compared to 83 for Tool, where the US average is 100. This difference means residents of Tool can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Seminole is $881/month compared to $1,120/month in Tool — a 21% difference. Home values follow the same pattern: Seminole is more affordable at $151,000 median vs $163,700.

Median household income in Seminole is $62,325 compared to $71,964 in Tool (-13.4%). While Tool is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Seminole spend roughly 17% of their income on rent, less than the 18.7% in Tool.

Climate-wise, both cities share similar average temperatures (64.8°F vs 67°F). Tool receives more rainfall at 39.3" per year compared to 12.9" in Seminole.

Income & Cost

Cost of Living Index
Seminole
72
13% cheaper
Tool
83
Median Household Income
Seminole
$62,325
Tool
$71,964
13% higher

Housing

Median Rent
Seminole
$881
21% cheaper
Tool
$1,120
Median Home Value
Seminole
$151,000
8% cheaper
Tool
$163,700
Population
Seminole
7,097
Tool
2,399

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Seminole
Tool $3.18
US $3.07
🥚
Eggs (grade A, large)
Seminole
Tool $2.59
US $2.50
🥛
Milk (whole)
Seminole
Tool $4.17
US $4.03
🍞
Bread (white)
Seminole
Tool $1.92
US $1.85
🍗
Chicken breast
Seminole
Tool $4.29
US $4.14
Electricity
Seminole
Tool $0.18
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Seminole 64.8°F
Tool 67°F
Summer High
Seminole 95°F
Tool 95°F
Winter Low
Seminole 32°F
Tool 38°F
Rainfall
Seminole 12.9"
Tool 39.3"
Rainy Days
Seminole 46d
Tool 85d