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Scotts Valley, CA vs Temple City, CA

201
Scotts Valley
California
VS
+12.6%
178
Temple City
California

Temple City is moderately more affordable than Scotts Valley, with a 12.6% lower cost of living index. Scotts Valley scores 201 compared to 178 for Temple City, where the US average is 100. This difference means residents of Scotts Valley can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Scotts Valley is $2,362/month compared to $2,034/month in Temple City — a 16% difference. Home values follow the same pattern: Temple City is more affordable at $930,200 median vs $1,092,000.

Median household income in Scotts Valley is $140,887 compared to $102,449 in Temple City (+37.5%). While Scotts Valley is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Scotts Valley spend roughly 20.1% of their income on rent, less than the 23.8% in Temple City.

Climate-wise, Temple City is notably warmer with an average of 65.8°F compared to 57.2°F in Scotts Valley. Scotts Valley receives more rainfall at 22.4" per year compared to 14.3" in Temple City.

Income & Cost

Cost of Living Index
Scotts Valley
201
Temple City
178
11% cheaper
Median Household Income
Scotts Valley
$140,887
27% higher
Temple City
$102,449

Housing

Median Rent
Scotts Valley
$2,362
Temple City
$2,034
14% cheaper
Median Home Value
Scotts Valley
$1,092,000
Temple City
$930,200
15% cheaper
Population
Scotts Valley
12,138
Temple City
35,749

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Scotts Valley $3.22
Temple City $3.28
US $3.07
🥚
Eggs (grade A, large)
Scotts Valley $2.62
Temple City $2.68
US $2.50
🥛
Milk (whole)
Scotts Valley $4.22
Temple City $4.31
US $4.03
🍞
Bread (white)
Scotts Valley $1.94
Temple City $1.98
US $1.85
🍗
Chicken breast
Scotts Valley $4.35
Temple City $4.44
US $4.14
Electricity
Scotts Valley $0.26
Temple City $0.27
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Scotts Valley 57.2°F
Temple City 65.8°F
Summer High
Scotts Valley 72°F
Temple City 82°F
Winter Low
Scotts Valley 40°F
Temple City 49°F
Rainfall
Scotts Valley 22.4"
Temple City 14.3"
Rainy Days
Scotts Valley 68d
Temple City 34d