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Santa Ana, CA vs Thousand Oaks, CA

154
Santa Ana
California
VS
-21.4%
196
Thousand Oaks
California

There is a significant gap in the cost of living between these two cities. Santa Ana is 21.4% cheaper than Thousand Oaks. With a cost index of 154 vs 196, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Santa Ana to Thousand Oaks should plan for substantially higher expenses across most categories.

On the housing front, median rent in Santa Ana is $1,975/month compared to $2,580/month in Thousand Oaks — a 23% difference. Home values follow the same pattern: Santa Ana is more affordable at $657,800 median vs $951,200.

Median household income in Santa Ana is $88,354 compared to $134,367 in Thousand Oaks (-34.2%). While Thousand Oaks is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Santa Ana spend roughly 26.8% of their income on rent, more than the 23% in Thousand Oaks.

Climate-wise, both cities share similar average temperatures (64.9°F vs 62.5°F). Thousand Oaks receives more rainfall at 12" per year compared to 11.2" in Santa Ana.

Income & Cost

Cost of Living Index
Santa Ana
154
21% cheaper
Thousand Oaks
196
Median Household Income
Santa Ana
$88,354
Thousand Oaks
$134,367
34% higher

Housing

Median Rent
Santa Ana
$1,975
23% cheaper
Thousand Oaks
$2,580
Median Home Value
Santa Ana
$657,800
31% cheaper
Thousand Oaks
$951,200
Population
Santa Ana
311,639
Thousand Oaks
125,676

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Santa Ana $2,031
Thousand Oaks $2,042
1% cheaper
1 Bed
Santa Ana $2,272
Thousand Oaks $2,301
1% cheaper
2 Bed
Santa Ana $2,835
Thousand Oaks $2,752
3% cheaper
3 Bed
Santa Ana $3,599
Thousand Oaks $3,726
3% cheaper
4 Bed
Santa Ana $4,010
Thousand Oaks $4,321
7% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Santa Ana $3.28
Thousand Oaks $3.22
US $3.07
🥚
Eggs (grade A, large)
Santa Ana $2.68
Thousand Oaks $2.62
US $2.50
🥛
Milk (whole)
Santa Ana $4.31
Thousand Oaks $4.22
US $4.03
🍞
Bread (white)
Santa Ana $1.98
Thousand Oaks $1.94
US $1.85
🍗
Chicken breast
Santa Ana $4.44
Thousand Oaks $4.35
US $4.14
Electricity
Santa Ana $0.27
Thousand Oaks $0.26
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Santa Ana 64.9°F
Thousand Oaks 62.5°F
Summer High
Santa Ana 79°F
Thousand Oaks 78°F
Winter Low
Santa Ana 49°F
Thousand Oaks 45°F
Rainfall
Santa Ana 11.2"
Thousand Oaks 12"
Rainy Days
Santa Ana 41d
Thousand Oaks 36d