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Santa Ana, CA vs Simi Valley, CA

154
Santa Ana
California
VS
-13.4%
178
Simi Valley
California

Santa Ana is moderately more affordable than Simi Valley, with a 13.4% lower cost of living index. Santa Ana scores 154 compared to 178 for Simi Valley, where the US average is 100. This difference means residents of Simi Valley can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Santa Ana is $1,975/month compared to $2,513/month in Simi Valley — a 21% difference. Home values follow the same pattern: Santa Ana is more affordable at $657,800 median vs $753,500.

Median household income in Santa Ana is $88,354 compared to $117,703 in Simi Valley (-24.9%). While Simi Valley is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Santa Ana spend roughly 26.8% of their income on rent, more than the 25.6% in Simi Valley.

Climate-wise, both cities share similar average temperatures (64.9°F vs 66.6°F). Simi Valley receives more rainfall at 13.4" per year compared to 11.2" in Santa Ana.

Income & Cost

Cost of Living Index
Santa Ana
154
13% cheaper
Simi Valley
178
Median Household Income
Santa Ana
$88,354
Simi Valley
$117,703
25% higher

Housing

Median Rent
Santa Ana
$1,975
21% cheaper
Simi Valley
$2,513
Median Home Value
Santa Ana
$657,800
13% cheaper
Simi Valley
$753,500
Population
Santa Ana
311,639
Simi Valley
125,769

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Santa Ana $2,031
Simi Valley $2,042
1% cheaper
1 Bed
Santa Ana $2,272
Simi Valley $2,301
1% cheaper
2 Bed
Santa Ana $2,835
Simi Valley $2,752
3% cheaper
3 Bed
Santa Ana $3,599
Simi Valley $3,726
3% cheaper
4 Bed
Santa Ana $4,010
Simi Valley $4,321
7% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Santa Ana $3.28
Simi Valley $3.22
US $3.07
🥚
Eggs (grade A, large)
Santa Ana $2.68
Simi Valley $2.62
US $2.50
🥛
Milk (whole)
Santa Ana $4.31
Simi Valley $4.22
US $4.03
🍞
Bread (white)
Santa Ana $1.98
Simi Valley $1.94
US $1.85
🍗
Chicken breast
Santa Ana $4.44
Simi Valley $4.35
US $4.14
Electricity
Santa Ana $0.27
Simi Valley $0.26
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Santa Ana 64.9°F
Simi Valley 66.6°F
Summer High
Santa Ana 79°F
Simi Valley 91°F
Winter Low
Santa Ana 49°F
Simi Valley 46°F
Rainfall
Santa Ana 11.2"
Simi Valley 13.4"
Rainy Days
Santa Ana 41d
Simi Valley 34d