San Bernardino, CA vs Santa Ana, CA
There is a significant gap in the cost of living between these two cities. San Bernardino is 26.9% cheaper than Santa Ana. With a cost index of 113 vs 154, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from San Bernardino to Santa Ana should plan for substantially higher expenses across most categories.
On the housing front, median rent in San Bernardino is $1,433/month compared to $1,975/month in Santa Ana — a 27% difference. Home values follow the same pattern: San Bernardino is more affordable at $384,900 median vs $657,800.
Median household income in San Bernardino is $63,988 compared to $88,354 in Santa Ana (-27.6%). While Santa Ana is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of San Bernardino spend roughly 26.9% of their income on rent, more than the 26.8% in Santa Ana.
Climate-wise, both cities share similar average temperatures (66.2°F vs 64.9°F). Santa Ana receives more rainfall at 11.2" per year compared to 9.4" in San Bernardino.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)