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Saginaw, MI vs Ypsilanti, MI

63
Saginaw
Michigan
VS
-24.7%
84
Ypsilanti
Michigan

There is a significant gap in the cost of living between these two cities. Saginaw is 24.7% cheaper than Ypsilanti. With a cost index of 63 vs 84, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Saginaw to Ypsilanti should plan for substantially higher expenses across most categories.

On the housing front, median rent in Saginaw is $909/month compared to $1,034/month in Ypsilanti — a 12% difference. Home values follow the same pattern: Saginaw is more affordable at $54,000 median vs $223,700.

Median household income in Saginaw is $37,298 compared to $44,141 in Ypsilanti (-15.5%). The higher salaries in Ypsilanti partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Saginaw spend roughly 29.2% of their income on rent, more than the 28.1% in Ypsilanti.

Income & Cost

Cost of Living Index
Saginaw
63
25% cheaper
Ypsilanti
84
Median Household Income
Saginaw
$37,298
Ypsilanti
$44,141
16% higher

Housing

Median Rent
Saginaw
$909
12% cheaper
Ypsilanti
$1,034
Median Home Value
Saginaw
$54,000
76% cheaper
Ypsilanti
$223,700
Population
Saginaw
43,879
Ypsilanti
19,937

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Saginaw $2.88
Ypsilanti $2.88
US $3.07
🥚
Eggs (grade A, large)
Saginaw $2.35
Ypsilanti $2.35
US $2.50
🥛
Milk (whole)
Saginaw $3.79
Ypsilanti $3.79
US $4.03
🍞
Bread (white)
Saginaw $1.74
Ypsilanti $1.74
US $1.85
🍗
Chicken breast
Saginaw $3.90
Ypsilanti $3.90
US $4.14
Electricity
Saginaw $0.18
Ypsilanti $0.18
US $0.19