Ruthton, MN vs Stephen, MN

Ruthton is moderately more affordable than Stephen, with a 8% lower cost of living index. Ruthton scores 62 compared to 67 for Stephen, where the US average is 100. This difference means residents of Stephen can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ruthton is $775/month compared to $871/month in Stephen — a 11% difference. Home values follow the same pattern: Ruthton is more affordable at $54,100 median vs $83,800.

Median household income in Ruthton is $40,000 compared to $63,750 in Stephen (-37.3%). While Stephen is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ruthton spend roughly 23.3% of their income on rent, more than the 16.4% in Stephen.

Climate-wise, Ruthton is notably warmer with an average of 45.1°F compared to 39.8°F in Stephen. Ruthton receives more rainfall at 29.6" per year compared to 21.7" in Stephen.