Ruby, MI vs Stony Point, MI

Stony Point is moderately more affordable than Ruby, with a 6.1% lower cost of living index. Ruby scores 85 compared to 80 for Stony Point, where the US average is 100. This difference means residents of Ruby can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ruby is $1,087/month compared to $999/month in Stony Point — a 9% difference. Home values follow the same pattern: Stony Point is more affordable at $205,400 median vs $211,200.

Median household income in Ruby is $66,910 compared to $57,250 in Stony Point (+16.9%). While Ruby is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ruby spend roughly 19.5% of their income on rent, less than the 20.9% in Stony Point.