Ross, CA vs Waterloo, CA

The cost of living difference between Ross, CA and Waterloo, CA is dramatic. Waterloo is 84.1% cheaper than Ross, a gap that translates to thousands of dollars per year in household expenses. Ross has a cost index of 309 while Waterloo sits at 168, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Ross is $3,429/month compared to $1,908/month in Waterloo — a 80% difference. Home values follow the same pattern: Waterloo is more affordable at $883,200 median vs $2,000,001.

Median household income in Ross is $250,001 compared to $250,001 in Waterloo. Looking at affordability, residents of Ross spend roughly 16.5% of their income on rent, more than the 9.2% in Waterloo.

Climate-wise, Waterloo is notably warmer with an average of 63°F compared to 57.7°F in Ross. Ross receives more rainfall at 22.9" per year compared to 13.5" in Waterloo.