Rosemount, MN vs St. Cloud, MN

The cost of living difference between Rosemount, MN and St. Cloud, MN is dramatic. St. Cloud is 50% cheaper than Rosemount, a gap that translates to thousands of dollars per year in household expenses. Rosemount has a cost index of 119 while St. Cloud sits at 79, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Rosemount is $1,614/month compared to $1,005/month in St. Cloud — a 61% difference. Home values follow the same pattern: St. Cloud is more affordable at $212,800 median vs $406,100.

Median household income in Rosemount is $127,247 compared to $61,112 in St. Cloud (+108.2%). While Rosemount is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Rosemount spend roughly 15.2% of their income on rent, less than the 19.7% in St. Cloud.

Climate-wise, Rosemount is notably warmer with an average of 46.9°F compared to 42.9°F in St. Cloud. Rosemount receives more rainfall at 31.6" per year compared to 28.5" in St. Cloud.