Rock Falls, IA vs Terril, IA

Rock Falls, IA and Terril, IA have a very similar cost of living, with only a 4.1% difference in their overall index. Rock Falls scores 74 while Terril scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Rock Falls is $967/month compared to $1,036/month in Terril — a 7% difference. Interestingly, home values tell a different story: while Rock Falls has cheaper rent, Terril actually has lower median home values ($95,400 vs $156,300).

Median household income in Rock Falls is $66,875 compared to $42,917 in Terril (+55.8%). While Rock Falls is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Rock Falls spend roughly 17.4% of their income on rent, less than the 29% in Terril.

Climate-wise, both cities share similar average temperatures (45.6°F vs 44.6°F). Rock Falls receives more rainfall at 36.3" per year compared to 29.3" in Terril.