Rochester, IN vs Warsaw, IN

Rochester is moderately more affordable than Warsaw, with a 10% lower cost of living index. Rochester scores 71 compared to 78 for Warsaw, where the US average is 100. This difference means residents of Warsaw can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Rochester is $883/month compared to $1,035/month in Warsaw — a 15% difference. Home values follow the same pattern: Rochester is more affordable at $135,900 median vs $175,300.

Median household income in Rochester is $60,304 compared to $57,170 in Warsaw (+5.5%). Rochester offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Rochester spend roughly 17.6% of their income on rent, less than the 21.7% in Warsaw.