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Rochester, IL vs Toluca, IL

92
Rochester
Illinois
VS
+44.5%
64
Toluca
Illinois

The cost of living difference between Rochester, IL and Toluca, IL is dramatic. Toluca is 44.5% cheaper than Rochester, a gap that translates to thousands of dollars per year in household expenses. Rochester has a cost index of 92 while Toluca sits at 64, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Rochester is $1,333/month compared to $777/month in Toluca — a 72% difference. Home values follow the same pattern: Toluca is more affordable at $110,000 median vs $241,900.

Median household income in Rochester is $112,689 compared to $66,667 in Toluca (+69%). While Rochester is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Rochester spend roughly 14.2% of their income on rent, more than the 14% in Toluca.

Climate-wise, both cities share similar average temperatures (54°F vs 52.7°F). Rochester receives more rainfall at 38" per year compared to 37.6" in Toluca.

Income & Cost

Cost of Living Index
Rochester
92
Toluca
64
31% cheaper
Median Household Income
Rochester
$112,689
41% higher
Toluca
$66,667

Housing

Median Rent
Rochester
$1,333
Toluca
$777
42% cheaper
Median Home Value
Rochester
$241,900
Toluca
$110,000
55% cheaper
Population
Rochester
3,784
Toluca
1,313

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Rochester $2.85
Toluca $2.85
US $3.07
🥚
Eggs (grade A, large)
Rochester $2.33
Toluca $2.33
US $2.50
🥛
Milk (whole)
Rochester $3.75
Toluca $3.75
US $4.03
🍞
Bread (white)
Rochester $1.72
Toluca $1.72
US $1.85
🍗
Chicken breast
Rochester $3.86
Toluca $3.86
US $4.14
Electricity
Rochester $0.17
Toluca $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Rochester 54°F
Toluca 52.7°F
Summer High
Rochester 87°F
Toluca 86°F
Winter Low
Rochester 20°F
Toluca 18°F
Rainfall
Rochester 38"
Toluca 37.6"
Rainy Days
Rochester 115d
Toluca 117d