Ripley, MS vs Terry, MS

There is a significant gap in the cost of living between these two cities. Ripley is 18.6% cheaper than Terry. With a cost index of 64 vs 78, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Ripley to Terry should plan for substantially higher expenses across most categories.

On the housing front, median rent in Ripley is $683/month compared to $1,125/month in Terry — a 39% difference. Home values follow the same pattern: Ripley is more affordable at $132,500 median vs $155,800.

Median household income in Ripley is $56,641 compared to $48,354 in Terry (+17.1%). Ripley offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ripley spend roughly 14.5% of their income on rent, less than the 27.9% in Terry.

Climate-wise, Terry is notably warmer with an average of 66°F compared to 59.6°F in Ripley. Ripley receives more rainfall at 55.5" per year compared to 51.3" in Terry.