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Rio Linda, CA vs Silver Lakes, CA

128
Rio Linda
California
VS
+12.5%
114
Silver Lakes
California

Silver Lakes is moderately more affordable than Rio Linda, with a 12.5% lower cost of living index. Rio Linda scores 128 compared to 114 for Silver Lakes, where the US average is 100. This difference means residents of Rio Linda can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Rio Linda is $1,781/month compared to $1,585/month in Silver Lakes — a 12% difference. Home values follow the same pattern: Silver Lakes is more affordable at $345,600 median vs $438,800.

Median household income in Rio Linda is $96,083 compared to $111,857 in Silver Lakes (-14.1%). Silver Lakes offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Rio Linda spend roughly 22.2% of their income on rent, more than the 17% in Silver Lakes.

Climate-wise, Silver Lakes is notably warmer with an average of 68°F compared to 61.2°F in Rio Linda. Rio Linda receives more rainfall at 18" per year compared to 3.8" in Silver Lakes.

Income & Cost

Cost of Living Index
Rio Linda
128
Silver Lakes
114
11% cheaper
Median Household Income
Rio Linda
$96,083
Silver Lakes
$111,857
14% higher

Housing

Median Rent
Rio Linda
$1,781
Silver Lakes
$1,585
11% cheaper
Median Home Value
Rio Linda
$438,800
Silver Lakes
$345,600
21% cheaper
Population
Rio Linda
16,951
Silver Lakes
5,789

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Rio Linda $1,784
Silver Lakes $2,020
12% cheaper
1 Bed
Rio Linda $1,871
Silver Lakes $2,148
13% cheaper
2 Bed
Rio Linda $2,305
Silver Lakes $2,675
14% cheaper
3 Bed
Rio Linda $3,077
Silver Lakes $3,520
13% cheaper
4 Bed
Rio Linda $3,552
Silver Lakes $4,178
15% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Rio Linda $3.22
Silver Lakes $3.13
US $3.07
🥚
Eggs (grade A, large)
Rio Linda $2.62
Silver Lakes $2.55
US $2.50
🥛
Milk (whole)
Rio Linda $4.22
Silver Lakes $4.11
US $4.03
🍞
Bread (white)
Rio Linda $1.94
Silver Lakes $1.89
US $1.85
🍗
Chicken breast
Rio Linda $4.35
Silver Lakes $4.22
US $4.14
Electricity
Rio Linda $0.26
Silver Lakes $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Rio Linda 61.2°F
Silver Lakes 68°F
Summer High
Rio Linda 94°F
Silver Lakes 105°F
Winter Low
Rio Linda 38°F
Silver Lakes 36°F
Rainfall
Rio Linda 18"
Silver Lakes 3.8"
Rainy Days
Rio Linda 70d
Silver Lakes 22d