Rio Linda, CA vs Silver Lakes, CA
Silver Lakes is moderately more affordable than Rio Linda, with a 12.5% lower cost of living index. Rio Linda scores 128 compared to 114 for Silver Lakes, where the US average is 100. This difference means residents of Rio Linda can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Rio Linda is $1,781/month compared to $1,585/month in Silver Lakes — a 12% difference. Home values follow the same pattern: Silver Lakes is more affordable at $345,600 median vs $438,800.
Median household income in Rio Linda is $96,083 compared to $111,857 in Silver Lakes (-14.1%). Silver Lakes offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Rio Linda spend roughly 22.2% of their income on rent, more than the 17% in Silver Lakes.
Climate-wise, Silver Lakes is notably warmer with an average of 68°F compared to 61.2°F in Rio Linda. Rio Linda receives more rainfall at 18" per year compared to 3.8" in Silver Lakes.
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Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
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Climate
NOAA 30-year normals (1991-2020)