Rigby, ID vs Spirit Lake, ID

Rigby is moderately more affordable than Spirit Lake, with a 11.2% lower cost of living index. Rigby scores 85 compared to 96 for Spirit Lake, where the US average is 100. This difference means residents of Spirit Lake can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Rigby is $1,035/month compared to $1,003/month in Spirit Lake — a 3% difference. Interestingly, home values tell a different story: while Spirit Lake has cheaper rent, Rigby actually has lower median home values ($267,200 vs $380,800).

Median household income in Rigby is $78,278 compared to $60,938 in Spirit Lake (+28.5%). Rigby offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Rigby spend roughly 15.9% of their income on rent, less than the 19.8% in Spirit Lake.