Redington Beach, FL vs St. James City, FL

The cost of living difference between Redington Beach, FL and St. James City, FL is dramatic. St. James City is 39.2% cheaper than Redington Beach, a gap that translates to thousands of dollars per year in household expenses. Redington Beach has a cost index of 178 while St. James City sits at 128, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Redington Beach is $2,636/month compared to $2,259/month in St. James City — a 17% difference. Home values follow the same pattern: St. James City is more affordable at $284,800 median vs $759,300.

Median household income in Redington Beach is $112,250 compared to $64,539 in St. James City (+73.9%). While Redington Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Redington Beach spend roughly 28.2% of their income on rent, less than the 42% in St. James City. The Redington Beach ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (73.9°F vs 75.4°F). St. James City receives more rainfall at 57.4" per year compared to 53.6" in Redington Beach.