Raytown, MO vs St. Charles, MO

Raytown is moderately more affordable than St. Charles, with a 10.3% lower cost of living index. Raytown scores 83 compared to 92 for St. Charles, where the US average is 100. This difference means residents of St. Charles can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Raytown is $1,213/month compared to $1,186/month in St. Charles — a 2% difference. Interestingly, home values tell a different story: while St. Charles has cheaper rent, Raytown actually has lower median home values ($162,000 vs $280,800).

Median household income in Raytown is $67,227 compared to $85,522 in St. Charles (-21.4%). While St. Charles is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Raytown spend roughly 21.7% of their income on rent, more than the 16.6% in St. Charles.