Rancho Cucamonga, CA vs Santa Ana, CA
Santa Ana is moderately more affordable than Rancho Cucamonga, with a 6.4% lower cost of living index. Rancho Cucamonga scores 164 compared to 154 for Santa Ana, where the US average is 100. This difference means residents of Rancho Cucamonga can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Rancho Cucamonga is $2,286/month compared to $1,975/month in Santa Ana — a 16% difference. Home values follow the same pattern: Santa Ana is more affordable at $657,800 median vs $694,400.
Median household income in Rancho Cucamonga is $109,511 compared to $88,354 in Santa Ana (+23.9%). While Rancho Cucamonga is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Rancho Cucamonga spend roughly 25% of their income on rent, less than the 26.8% in Santa Ana.
Climate-wise, both cities share similar average temperatures (66.8°F vs 64.9°F). Rancho Cucamonga receives more rainfall at 11.6" per year compared to 11.2" in Santa Ana.
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Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
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Climate
NOAA 30-year normals (1991-2020)