Home / Compare / Rancho Cordova vs San Bernardino

Rancho Cordova, CA vs San Bernardino, CA

127
Rancho Cordova
California
VS
+12.5%
113
San Bernardino
California

San Bernardino is moderately more affordable than Rancho Cordova, with a 12.5% lower cost of living index. Rancho Cordova scores 127 compared to 113 for San Bernardino, where the US average is 100. This difference means residents of Rancho Cordova can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Rancho Cordova is $1,698/month compared to $1,433/month in San Bernardino — a 19% difference. Home values follow the same pattern: San Bernardino is more affordable at $384,900 median vs $451,400.

Median household income in Rancho Cordova is $89,120 compared to $63,988 in San Bernardino (+39.3%). While Rancho Cordova is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Rancho Cordova spend roughly 22.9% of their income on rent, less than the 26.9% in San Bernardino.

Climate-wise, both cities share similar average temperatures (63.4°F vs 66.2°F). Rancho Cordova receives more rainfall at 19.2" per year compared to 9.4" in San Bernardino.

Income & Cost

Cost of Living Index
Rancho Cordova
127
San Bernardino
113
11% cheaper
Median Household Income
Rancho Cordova
$89,120
28% higher
San Bernardino
$63,988

Housing

Median Rent
Rancho Cordova
$1,698
San Bernardino
$1,433
16% cheaper
Median Home Value
Rancho Cordova
$451,400
San Bernardino
$384,900
15% cheaper
Population
Rancho Cordova
80,656
San Bernardino
221,774

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

$
Formula:

Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Rancho Cordova $1,784
San Bernardino $2,020
12% cheaper
1 Bed
Rancho Cordova $1,871
San Bernardino $2,148
13% cheaper
2 Bed
Rancho Cordova $2,305
San Bernardino $2,675
14% cheaper
3 Bed
Rancho Cordova $3,077
San Bernardino $3,520
13% cheaper
4 Bed
Rancho Cordova $3,552
San Bernardino $4,178
15% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Rancho Cordova $3.22
San Bernardino $3.13
US $3.07
🥚
Eggs (grade A, large)
Rancho Cordova $2.62
San Bernardino $2.55
US $2.50
🥛
Milk (whole)
Rancho Cordova $4.22
San Bernardino $4.11
US $4.03
🍞
Bread (white)
Rancho Cordova $1.94
San Bernardino $1.89
US $1.85
🍗
Chicken breast
Rancho Cordova $4.35
San Bernardino $4.22
US $4.14
Electricity
Rancho Cordova $0.26
San Bernardino $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Rancho Cordova 63.4°F
San Bernardino 66.2°F
Summer High
Rancho Cordova 94°F
San Bernardino 93°F
Winter Low
Rancho Cordova 41°F
San Bernardino 44°F
Rainfall
Rancho Cordova 19.2"
San Bernardino 9.4"
Rainy Days
Rancho Cordova 61d
San Bernardino 35d