Quincy, MA vs Springfield, MA

The cost of living difference between Quincy, MA and Springfield, MA is dramatic. Springfield is 71.7% cheaper than Quincy, a gap that translates to thousands of dollars per year in household expenses. Quincy has a cost index of 148 while Springfield sits at 86, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Quincy is $1,998/month compared to $1,114/month in Springfield — a 79% difference. Home values follow the same pattern: Springfield is more affordable at $222,700 median vs $598,100.

Median household income in Quincy is $95,711 compared to $51,339 in Springfield (+86.4%). While Quincy is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Quincy spend roughly 25.1% of their income on rent, less than the 26% in Springfield.

Climate-wise, both cities share similar average temperatures (49.7°F vs 49.4°F). Quincy receives more rainfall at 53.3" per year compared to 45.2" in Springfield.