Putnam, CT vs Saugatuck, CT

The cost of living difference between Putnam, CT and Saugatuck, CT is dramatic. Putnam is 59.5% cheaper than Saugatuck, a gap that translates to thousands of dollars per year in household expenses. Putnam has a cost index of 88 while Saugatuck sits at 219, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Putnam is $1,124/month compared to $2,245/month in Saugatuck — a 50% difference. Home values follow the same pattern: Putnam is more affordable at $236,000 median vs $1,408,500.

Median household income in Putnam is $63,209 compared to $208,242 in Saugatuck (-69.6%). While Saugatuck is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Putnam spend roughly 21.3% of their income on rent, more than the 12.9% in Saugatuck.