Punta Rassa, FL vs St. James City, FL

The cost of living difference between Punta Rassa, FL and St. James City, FL is dramatic. St. James City is 37.8% cheaper than Punta Rassa, a gap that translates to thousands of dollars per year in household expenses. Punta Rassa has a cost index of 176 while St. James City sits at 128, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Punta Rassa is $2,719/month compared to $2,259/month in St. James City — a 20% difference. Home values follow the same pattern: St. James City is more affordable at $284,800 median vs $703,900.

Median household income in Punta Rassa is $94,318 compared to $64,539 in St. James City (+46.1%). While Punta Rassa is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Punta Rassa spend roughly 34.6% of their income on rent, less than the 42% in St. James City. The Punta Rassa ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (75.4°F vs 75.4°F). St. James City receives more rainfall at 57.4" per year compared to 57.4" in Punta Rassa.